- You truly must be a Hong Kong resident
- You should be at the very least 18 years old
- You really need to have a month-to-month earnings of at minimum HKD5,000
Simple tips to use
Brand new consumer
Hesitant to get financing as it appears complex? Make an application for one regarding the HSBC HK Cellphone Banking software and experience a cleaner, easier application for the loan procedure.
- Get on the version that is latest of this mobile banking application
- Touch the menu club in the top kept
- Select ‘Personal Instalment Loan’ under ‘Products & Services’
Note: The display screen shows and also the pictures of this site are for illustration and reference purposes just.
Loan resources and solutions
Publish document that is supporting signature loans application
Which HSBC solution that is lending your right match?
Locate a loan that is suitable to complement together with your certain requirements by responding to several easy questions.
Personal Loans Comparison
An assessment of Tax Loan with Instalment Loan.
Smart recommendations on loans
Discover tips about how to borrow sensibly.
Relevant services and products
Private Instalment Loan Redraw
Redraw against your loan and never having to re-apply.
Revolving Credit Facility
Pay just interest from the credit you utilize in the place of a hard and fast month-to-month repayment.
Consolidating the money you owe
Clear the money you owe faster making use of the private Instalment Loan Balance Consolidation Program.
Money Instalment Arrange
More money and financial freedom to realise your own personal objectives. Transform your available credit restriction into immediate cash or move the balance that is outstanding other bank cards to your HSBC charge card account.
To borrow or perhaps not to borrow? Borrow only when you can easily repay!
- Only relevant to clients who effectively make an application for and drawdown the mortgage through the period that is promotional an approved loan number of HKD800,000 or above. Month-to-month rate that is flat 0.13% and Annualised portion Rate (APR) is 2.92% for the repayment amount of year. The APR is determined method that is using in appropriate directions given because of the Hong Kong Associations of Banks, and it is curved up or down seriously to the nearest two decimal places. An APR is really a guide price, which include all relevant interest rates, charges and fees of this product, expressed as an rate that is annualised.
- To qualify for HKD100 money rebate beneath the Online Exclusive provide for Personal Instalment Loan, an Eligible Customer must submit an individual Instalment application for the loan via HSBC website www. Hsbc.com.hk or HSBC private online Banking plus the loan of HKD100,000 or above should be authorized throughout the marketing Period. To qualify for HKD100 money rebate underneath the Document Submission provide, an Eligible Customer must submit supporting document(s) needed by the Bank for a financial loan application as well as the Loan of HKD100,000 or above must certanly be authorized throughout the marketing Period.
- Applications need to be submitted throughout the Bank’s solution hours (Monday to Friday: 9 am – 8 pm, Saturday: 9 am – 5 pm, Sunday and general public breaks: 12 noon – 12 midnight, or branch’s that is individual hours) with all needed information (including without limitation a legitimate HSBC bank account number) and papers. The turnaround that is actual begins when all of the required info is effectively input in to the Bank’s application assessment system while the Bank may possibly provide the minute application result and investment disbursement. Processing time can vary greatly in a few full instances with regards to the real circumstances of specific applications.
- Minimal redraw is HKD3,000 and you really must have had an individual Instalment Loan account fully for at the very least a couple of months. The financial institution reserves the final right of permitting clients to redraw or not and has now discretion that is sole figure out the redrawn quantity and tenor.
- Please be aware us and will not process any application that was referred by a third party under beneficial arrangement that we do not appoint any third parties to refer Personal Instalment Loan applications to.